Everything Spencio can do, use case by use case.
Pick what you want to learn — each guide below is a focused walkthrough with real screenshots and step-by-step instructions.
A guided first run — no sign-up required to start tracking.
Log expenses, income and transfers between your own accounts.
Charts that turn your history into patterns you can act on.
Every wallet, bank and card in one place, with your net worth.
A dedicated ledger for money you’ve lent or borrowed.
Named goals with a target amount, linked to a real account.
Set limits per category and watch progress update live.
Categories that match how you actually spend.
Track money in more than one currency at once.
Sign-in, notifications, and Spencio Premium.
Auto-import bank transactions on iOS via a Shortcuts automation.
Common questions
Ready to try it yourself?
Spencio is free to download on iOS and Android — almost everything in this guide is included, with Bank SMS Automation available on Premium.